Has this ever happened to you or anyone you know?
My brother and sister had a housemate who had a small messy room full of comics boxes. One day he left his heater on and caused a lot of damage to the side of the house with the other occupants having to move out. There were burnt comic panels blowing about when I walked around the site a year later...
Len Wein and William Messner Loebs had some serious fire damage and I was reading a GN about someone losing their stash in Katrina 2005.
What's YOUR horror story?