I'm not even talking about deliberate efforts to put a point of view forward (i.e. Captain America's original "Secret Empire" arc, or DC's "President Luthor" run). I'm talking about a key, underlying assumption of superhero comics: institutions we count on in real life (the justice system, the armed forces, etc.) either can't or won't protect us, requiring remarkable individuals to step in. If they could, the hero would have little to do.
Even when the author has no axe to grind, he needs Commissioner Gordon to be incompetent against The Joker, or General Ross to be powerless before The Abomination so that Batman/The Hulk have an excuse to carry the load. I'll grant there are exceptions, like SHIELD Agents, or The Black Panther, who actually are institutional figures, but they're rare. And most, like The Inhumans, generally dwell in a society outside our own.
So does a childhood, and adolescence of consuming tales of institutions requiring outsiders to save the day tend to undermine faith in institutions?