But the other super heroes do not have the Parker Luck though.
If Peter Parker had never gotten bitten by a radioactive spider,i am sure he would have a sucessfull career by now considerating the inteligencie he have,but i think Peter Parker is at the point he is now in the stories is because of sacrificies of being Spider-Man as well.
Something that is shown times and times do not actually benefit the finances of Peter Parker but as it was explained in the first Spider-Man story,with great powers come great responsibility.