Which of these 3 scenarios is more scary, creepy, and dangerous to deal with?

[Bullet Sniper]

Haunted Spirits and Poltergeist (yes yes i know, some of you are going to say "not real", but try to look at it from a fear perspective) in your house:

https://www.youtube.com/watch?v=TK7SyWEGf5M
https://www.youtube.com/watch?v=Qiwmm4TsjV4

Creepers and Burglars in Your House:

https://www.youtube.com/watch?v=CrtFkHJVlTQ&t=7s
https://www.youtube.com/watch?v=e7mspVXGoik&t=1s

Your House or Any Place Being On Fire:

https://www.youtube.com/watch?v=Fwj2UJhqDW8
https://www.youtube.com/watch?v=9e_19dUezCQ&t=129s

Which is more scary/creepy/dangerous to get yourself involved in? Which is harder to deal with? Which can inflict more damage to your property (fire might be obvious, so just make it between the first two scenarios? What would you have done if you were in these situations? Which scenario would make you a bigger hero if you managed to save someone's lives or properties from either of these problems?

Bonus Scenario: What would happen if a burglar were to break into someone's house, only to find "poltergeist activity" happening?